Getting a dental filling is one of the most common procedures at the dentist’s office. Whether you’ve got a small cavity or need to repair a chipped tooth, fillings are a straightforward solution. But before you book that appointment, you might be wondering: How much does a filling cost? The answer depends on several factors, which we’ll explore in this comprehensive guide.
What Affects the Cost of a Dental Filling?
The cost of a dental filling can vary based on a few key factors:
Type of Filling Material: The material used for the filling plays a significant role in the overall cost. There are a few common types:
- Amalgam (Silver) Fillings: These are typically the least expensive option, ranging from $50 to $150 per tooth. Amalgam fillings are durable and can last for many years, but they’re more noticeable due to their silver color.
- Composite (Tooth-Colored) Fillings: Composite fillings are more popular because they blend in with the natural color of your teeth. They generally cost between $90 and $250 per tooth, depending on the size and location of the filling.
- Ceramic Fillings: These are made of porcelain and are more expensive, ranging from $250 to $4,500, but they are highly durable and aesthetically pleasing.
- Gold Fillings: Gold fillings are the most expensive, with costs ranging from $250 to $4,500 per tooth. They are long-lasting and considered by some to be the best option in terms of durability, but their price and appearance make them less popular.
- Size and Location of the Cavity: The size of the cavity and its location in your mouth also impact the cost. Larger cavities or those in hard-to-reach areas may require more time and material, increasing the price.
- Dentist’s Experience and Location: The cost can also vary depending on your dentist’s experience and where their practice is located. Dentists in urban areas or regions with a higher cost of living tend to charge more for their services.
- Insurance Coverage: If you have dental insurance, the cost of a filling might be significantly reduced. Most insurance plans cover a portion of the cost of basic fillings, particularly amalgam and composite fillings.
Average Cost of Fillings Without Insurance
If you don’t have dental insurance, here’s what you can expect to pay out of pocket:
- Amalgam Fillings: $50 to $150 per tooth
- Composite Fillings: $90 to $250 per tooth
- Ceramic Fillings: $250 to $4,500 per tooth
- Gold Fillings: $250 to $4,500 per tooth
These costs can vary, so it’s always a good idea to check with your dentist’s office for a more precise estimate.
Cost of Fillings With Insurance
With dental insurance, the cost of a filling can be reduced significantly. Many insurance plans cover up to 80% of the cost of a basic filling, meaning you might only pay around $20 to $50 for an amalgam filling or $40 to $100 for a composite filling. However, coverage for ceramic or gold fillings might be lower, or these options might not be covered at all, so it’s important to verify with your provider.
Additional Costs to Consider
When budgeting for a dental filling, it’s essential to consider any additional costs that might come into play:
- Initial Examination and X-Rays: Before getting a filling, your dentist will likely need to conduct an examination and take X-rays to assess the extent of the decay. These procedures can add $50 to $150 to your overall cost.
- Anesthesia: Most fillings are done under local anesthesia, which is usually included in the cost. However, if you require sedation, this could add an additional $50 to $300 to your bill.
- Follow-Up Visits: In some cases, a follow-up visit might be necessary to check the filling or to address any issues. This could involve additional costs, depending on your dentist’s policies.
Ways to Save on the Cost of a Filling
If the cost of a filling seems overwhelming, here are some tips to help you save:
- Shop Around: Prices can vary between dental practices, so it’s worth getting a few quotes before making your decision.
- Ask About Payment Plans: Some dental offices offer payment plans, allowing you to spread the cost of the filling over several months.
- Consider Dental Schools: Dental schools often offer lower-cost services provided by supervised students. This can be a great way to save money while still receiving quality care.
- Look Into Dental Discount Plans: These are membership programs that offer discounts on dental procedures in exchange for an annual fee. They’re not insurance but can help reduce your out-of-pocket costs.
Frequently Asked Questions About Dental Fillings
How long do dental fillings last?
The lifespan of a filling depends on the material used. Amalgam fillings can last 10-15 years, while composite fillings typically last 5-7 years. Ceramic and gold fillings can last over 15 years if well cared for.
Can I eat after getting a filling?
It’s usually best to wait until the numbness from the anesthesia wears off before eating. This typically takes a few hours. Your dentist may provide specific instructions based on the type of filling you receive.It’s usually best to wait until the numbness from the anesthesia wears off before eating. This typically takes a few hours. Your dentist may provide specific instructions based on the type of filling you receive.
Do fillings hurt?
Most fillings are done under local anesthesia, so you shouldn’t feel any pain during the procedure. You may experience some sensitivity afterward, but this usually subsides within a few days.
